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Homeownership Program Info Meeting- February 10th logo
Habitat for Humanity Quad Cities builds strength, stability, and self-reliance through home ownership. If you are interested in purchasing a new Habitat home please, attend this FREE virtual information meeting to learn about the application process.

Once selected for the Habitat program, families are paired with a mentor who will work with them throughout the program. Families will contribute at least 250 "sweat equity" hours (volunteer hours) per adult during the program before they close on their new home. In addition to the knowledge learned on the job sites, families also must participate in a series of classes geared toward successful home ownership including topics like budgeting, maintenance, and disaster planning. A typical family will spend between 12 and 36 months with Habitat before they get the keys to their new home.

If a family of 3 or less makes at least $28,000 per year**, have a need for safe affordable housing, and are willing to partner with Habitat for Humanity our program may be right for you. Our future home-owners pay a zero percent mortgage with an affordable down payment. We work to ensure no family's mortgage payment exceeds 30% of their monthly household income. **For family's larger than 3, the minimum household income increases by $2,000 per person.

These meetings are held once a year, at which time applications to the program will be accepted for a two-week period. Applications can be picked up at the Habitat office AFTER the meetings. Please call the office if you need accommodations for the meeting or assistance with your application.

HUD Income Guidelines: As of 06/2023

Number of people Total household income
in household must be between:

1, 2, 3 $28,000 - $63,650
4 $30,000 - $70,700
5 $32,000 - $76,400
6 $34,000 - $82,050
7 $36,000 - $87,700
8 $38,000 - $93,350

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attending

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Habitat for Humanity Quad Cities logo
In Support of Habitat for Humanity Quad Cities
The Habitat program is a multi-prong approach to breaking the cycle of poverty. First, we work to identify low income families who can’t qualify for traditional mortgages and who have a need for better housing options. We pair this family with a mentor who helps them through the process of building a new home. In addition, the families must complete 250 hours per adult of “sweat equity” before they can move into their new home. They must also complete a series of classes relating to budgeting, home maintenance, and other information pertaining to successful home ownership. Once the program and build is complete the Partner Family will close on their new home with a zero percent mortgage and low down payment. Habitat for Humanity holds this mortgage to ensure that the family’s payments are no more than 30% of their monthly income. The mortgage payments they make are paid forward to help us build homes for future families.Habitat for Humanity Quad Cities builds strength, stability, and self-reliance through affordable housing.  In addition to the Home Building program, we also operate a Home Repair and Neighborhood Revitalization program.