Homeownership Program Info Meeting- February 10th

Habitat for Humanity Quad Cities builds strength, stability, and self-reliance through home ownership. If you are interested in purchasing a new Habitat home please, attend this FREE virtual information meeting to learn about the application process.

Once selected for the Habitat program, families are paired with a mentor who will work with them throughout the program. Families will contribute at least 250 "sweat equity" hours (volunteer hours) per adult during the program before they close on their new home. In addition to the knowledge learned on the job sites, families also must participate in a series of classes geared toward successful home ownership including topics like budgeting, maintenance, and disaster planning. A typical family will spend between 12 and 36 months with Habitat before they get the keys to their new home.

If a family of 3 or less makes at least $28,000 per year**, have a need for safe affordable housing, and are willing to partner with Habitat for Humanity our program may be right for you. Our future home-owners pay a zero percent mortgage with an affordable down payment. We work to ensure no family's mortgage payment exceeds 30% of their monthly household income. **For family's larger than 3, the minimum household income increases by $2,000 per person.

These meetings are held once a year, at which time applications to the program will be accepted for a two-week period. Applications can be picked up at the Habitat office AFTER the meetings. Please call the office if you need accommodations for the meeting or assistance with your application.

HUD Income Guidelines: As of 06/2023

Number of people Total household income
in household must be between:

1, 2, 3 $28,000 - $63,650
4 $30,000 - $70,700
5 $32,000 - $76,400
6 $34,000 - $82,050
7 $36,000 - $87,700
8 $38,000 - $93,350